THE METRO COMPLIANCE METHOD

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Challenging METRO2 Compliance is a powerfully effective process of using the bureau’s own e-OSCAR to verify whether items on a credit report meets METRO2 compliance standards. This tactic forces e-OSCAR system to work to your benefit, not the benefit of the Credit Reporting Agencies. There is a massive difference between a traditional credit repair dispute letter and a METRO2 Compliance based request via the bureau’s own e-OSCAR system.

Sending a METRO2 Compliance Challenge triggers e-OSCAR to electronically evaluate whether all data was mandatorily perfect and complete in regard to METRO2 Formatted Reporting Standards, and was properly reported within the compliance standards set forth by the FCRA. The FCRA requires that only data which is Factually Documented to be physically verified as fully true, correct, complete as reported, timely in reporting, of a known responsibility and ownership, or else wisely validated can be legally reported on a consumer’s credit report.